Every student is required to have recognized health insurance coverage at all times. Insurance fees and medical expenses are solely the student's responsibility. When enrolling at the University of Erfurt or applying for a residence permit in Erfurt, you must submit proof of a valid health insurance policy.
Health insurance coverage can be purchased in your country of origin or in Germany. The former must be accepted by the German Embassy and the Foreigner's Office. As a student in Germany you have the right to statutory health insurance at the lowest rate of contribution (currently around 79€ per month), if you are under 30 years of age. The following health insurance options are available:
For students under 30 years of age: a health insurance contract at student rates (currently around 79€/month) with the local branch of a public health insurance provider
For students over 30 years of age: the contribution rate depends on your income
Private health insurance is also available. However, it should be noted that once private insurance has been purchased, switching to a public health insurance carrier is no longer possible. In addition, the contribution rates always depend on your income.
Please note: Certain countries have bilateral agreements on health insurance with Germany. Their health plan is recognized in Germany; therefore, you can simply remain insured in your own country and require no additional policy in Germany. In order to have your health expenses covered, you must obtain a particular form from your domestic national insurance provider and present it to a German public health insurance company. Please inquire there about the form.
Currently, the following countries have bilateral agreements with Germany:
Austria, Belgium, Bosnia-Herzegovina, Czech Republic, Croatia, Cyprus, Denmark, Estonia, Finland, France, Greece, Great Britain, Hungary, Iceland, Ireland, Italy, Latvia, Lithuania, Liechtenstein, Luxembourg, Macedonia, Malta, Montenegro, Netherlands, Norway, Poland, Portugal, Serbia, Slovak Republic, Slovenia, Spain, Sweden, Switzerland, Turkey, and Tunisia.